Effective Date: 13 Aug 2026
www.thefinancesuite.com
1. Introduction
The Finance Suite (“we,” “us,” “our,” or “the Company”), operated by Mr. Prabhakar Khare, is committed to protecting the privacy and personal data of visitors to our website (www.thefinancesuite.com, the “Website”) and of individuals who use our investment, insurance, lending, and banking advisory services (collectively, the “Services”).
This Privacy Policy explains what personal data we collect, why we collect it, how we use and protect it, who we may share it with, and what rights you have over your own data. It is framed in accordance with India’s Digital Personal Data Protection Act, 2023 (“DPDP Act”) and the Digital Personal Data Protection Rules, 2025, and, to the extent still applicable, the Information Technology Act, 2000 and the IT (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (“SPDI Rules”).
By using this Website or submitting your personal data to us through any enquiry form, phone call, WhatsApp message, or email, you agree to the collection and use of your information as described in this Policy.
2. Who We Are (Data Fiduciary)
For the purposes of the DPDP Act, The Finance Suite is the “Data Fiduciary” responsible for determining the purpose and means of processing your personal data through this Website.
- Business Name: The Finance Suite
- Proprietor/Founder: Mr. Prabhakar Khare
- Registered/Office Address: Spring Meadows Business Park, Sector 63, Noida (UP) – 201301
- Email: contact@thefinancesuite.com
- Phone: +91 935 410 5561
- AMFI Registration Number (ARN): ARN-365088
- IRDAI Code (Life Insurance): MAX51485G
- IRDAI Code (Health Insurance): MBHGUR03315359
3. Scope of This Policy
This Policy applies to personal data collected through:
- The Website, including all enquiry/contact forms, the newsletter signup, and the WhatsApp click-to-chat feature
- Direct communication with us by phone, email, or in person, where you separately provide consent for that data to be handled per this Policy
This Policy does not apply to third-party websites, banks, insurers, asset management companies, or other financial institutions that you may be directed to or that we may share your data with in order to process your application — those entities have their own privacy policies, which we encourage you to read.
4. Personal Data We Collect
4.1 Information You Provide Directly
When you fill out an enquiry, “Book a Free Consultation,” or “Get a Free Quote” form on our Website, or contact us directly, we may collect:
- Full name
- Email address
- Phone number / WhatsApp number
- Occupation or business name
- Area of interest (e.g. Investments, Insurance, Loans, Banking)
- Any additional information you choose to share in the message/enquiry field
- Newsletter subscription email address
If you proceed to engage us for a specific service (e.g. a loan, mutual fund investment, or insurance policy), we may collect additional information necessary to process that application, which may include financial details, identity documents (such as PAN, Aadhaar, or address proof), income information, and bank account details. This additional information is collected separately and with your explicit consent at the time of engagement — not through the general Website enquiry forms.
4.2 Information Collected Automatically
Like most websites, we may automatically collect certain technical information when you visit, including:
- IP address and approximate location
- Browser type and device information
- Pages visited, time spent, and referring website
- Cookies and similar tracking technologies (see Section 8)
5. How and Why We Use Your Data
We process your personal data only for specific, lawful purposes, and only to the extent necessary for those purposes, consistent with the DPDP Act’s purpose limitation and data minimisation principles:
- To respond to your enquiry and provide the information or consultation you requested
- To assess your requirements and recommend suitable investment, insurance, loan, or banking products
- To process and facilitate your application with the relevant bank, insurer, asset management company, or financial institution
- To communicate with you about your enquiry, application status, or our services, including via phone, email, or WhatsApp
- To send you newsletters or updates, where you have separately subscribed and consented to receive them
- To comply with applicable legal, regulatory, and audit requirements (including under RBI, IRDAI, or SEBI/AMFI regulations, where applicable)
- To improve our Website and Services based on how visitors use them
Our legal basis for processing your data is your consent, given at the point you submit a form, subscribe to our newsletter, or otherwise voluntarily provide your information to us. You may withdraw this consent at any time (see Section 9).
6. Disclosure of Your Data to Third Parties
Because facilitating loans, insurance, and investments necessarily involves third-party financial institutions, we may share your personal data with:
- Banks, NBFCs, and other lending institutions, for the purpose of processing loan applications you have asked us to assist with
- Insurance companies, for the purpose of processing insurance policy applications
- Asset management companies (AMCs), depositories, and registrar & transfer agents, for the purpose of processing investment/Demat account applications
- Regulatory or government authorities, where required by law
- Service providers who support our business operations (e.g. website hosting, email/communication tools), who are only permitted to use your data to provide that service to us
We do not sell your personal data to third parties for their own marketing purposes. Any sharing of your data beyond what is necessary to deliver the service you requested will only occur with your explicit consent.
7. Data Storage, Security & Retention
We implement reasonable security practices and procedures, consistent with the SPDI Rules and the DPDP Act, to protect your personal data against unauthorized access, alteration, disclosure, or destruction. This includes access controls, secure form handling, and limiting data access to personnel who need it to assist you.
We retain your personal data only for as long as necessary to fulfil the purpose for which it was collected, or as required by applicable law (for example, financial and regulatory record-keeping requirements, which may require certain records to be retained for a specific number of years). Once no longer needed, your data will be securely deleted or anonymised.
Insert specific retention periods once determined — e.g. “Enquiry form data not converted into an active engagement is retained for 60 months.”
8. Cookies & Tracking Technologies
Our Website may use cookies and similar technologies to improve your browsing experience, understand how visitors use the site, and, where applicable, support analytics tools. You can control or disable cookies through your browser settings; however, some parts of the Website may not function properly if cookies are disabled.
We use cookies and similar technologies for the following purposes:
- Google Analytics (GA4): To understand website traffic, visitor behavior, and website performance.
- Google Tag Manager: To manage and deploy website tags and tracking technologies.
- Marketing & Analytics Tools: We may use additional analytics or marketing technologies from time to time to measure website performance and improve our services.
- Cookie Management: You can manage or disable cookies through your browser settings. Disabling certain cookies may affect some website functionality.
9. Your Rights as a Data Principal
Under the DPDP Act, 2023, you (the “Data Principal”) have the following rights in relation to your personal data:
Right to Access
Right to obtain a summary of the personal data we hold about you and the processing activities carried out on it.
Right to Correction and Erasure
Right to request correction of inaccurate or incomplete personal data, and to request erasure of personal data that is no longer necessary for the purpose it was collected.
Right to Grievance Redressal
Right to have any complaint about our handling of your personal data addressed in a timely manner (see Section 10).
Right to Nominate
Right to nominate another individual to exercise these rights on your behalf in the event of death or incapacity.
Right to Withdraw Consent
Right to withdraw your consent to our processing of your personal data at any time, as easily as it was given. Withdrawal of consent will not affect the lawfulness of processing carried out before withdrawal, and may affect our ability to continue providing certain services to you.
To exercise any of these rights, please contact us using the details in Section 10.
10. Grievance Redressal
If you have any questions, concerns, or complaints about how we handle your personal data, please contact:
- [Insert Grievance Officer name — required under applicable rules]
- Email: contact@thefinancesuite.com
- Phone: +91 935 410 5561
- Address: Spring Meadows Business Park, Sector 63, Noida (UP) – 201301
We will acknowledge and address your grievance within a reasonable timeframe, consistent with applicable law. If you are not satisfied with our response, you may approach the Data Protection Board of India, once operational, or the appropriate consumer/regulatory forum.
11. Children’s Data
Our Website and Services are intended for adults capable of entering into a legally binding contract. We do not knowingly collect personal data from individuals under the age of 18. If you believe a child has provided us with personal data, please contact us so we can delete it.
12. Third-Party Links
Our Website may contain links to third-party websites (e.g. bank, insurer, or AMC portals). We are not responsible for the privacy practices or content of those third-party websites. We encourage you to review the privacy policy of any third-party site you visit.
13. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, our Services, or applicable law. The “Effective Date” at the top of this Policy will indicate when it was last revised. We encourage you to review this Policy periodically.
14. Governing Law & Jurisdiction
This Privacy Policy is governed by the laws of India. Any disputes arising out of or in connection with this Policy shall be subject to the exclusive jurisdiction of the courts at Gautam Buddh Nagar, Uttar Pradesh, India.
15. Contact Us
If you have any questions about this Privacy Policy or how we handle your personal data, please reach out:
- Email: contact@thefinancesuite.com
- Phone: +91 935 410 5561
- Address: Spring Meadows Business Park, Sector 63, Noida (UP) – 201301